Benefits of Vehicle Insurance by Pardeep Chhabra (Hindi) (1020p HD)

Every person who used a vehicle on the road should have at least third party personal injury insurance. It is compulsory to have vehicle insurance before using or keeping a motor vehicle on public roads. Therefore motorist cannot drive the vehicle until it is insured. Auto Insurance deals with the insurance covers for the damage caused to the automobile or its parts due to natural and man-made calamities. 

It is required by law, and you may very well be on your way to trouble if you cannot comply with it. What are the benefits of having your car insured? The answer is simple. It provides financial security, responsibility in case of accidents and payment along with total peace of mind. 

It also covers the bills of vehicle repairs due to damage caused in an accident. Car or Bike insurance acts like a friend at the time of crisis. People who drive and have car insurance know that they have a safety net that will help them tackle any financial or legal problems that might arise out of a car accident. 

Car insurance can help offset the loss of huge total in the following manner :

• It provides benefits to survivors when an accident results in death. 
• It covers the bills of vehicle repairs due to damage caused in an accident. 
• It covers lawsuits, including legal fees brought against you as the result of an accident. 
• It covers damage caused by other than an accident for example, theft, fire, etc. 
• Additional Discounts : Car insurance policies allow premium discounts for theft or for owning more than one policy with the same insurer. It also provides added advantage to extend coverage to others driving your car with your permission. 

Car premium is determined by a number of factors and the amount of premium increases with the rise in the price of the vehicle. The claims of the Auto Insurance can be accidental, theft claims or third party claims.

Customer Review of Yo Style Electric Bike (Hindi) (720p HD)

YO Electric Bike has two variant available in Haryana : Yo Style (No Registration Required) and Yo Speed. Yo Style is run near 30kmph speed and Yo Speed may reach to 50kmph on two person load. 

The main benefits of YO Electric Bike that it is environment friendly and helps to avoid air and noise pollution. YO Electric Bike run as silent as cycle and helps to reduce noise on the road. 

The battery of Yo Bikes takes 8 hours to charge completely. For Yo Style Bike, We do need any license, registration or Helmet so it will be helpful to avoid any traffic penalty. 

The Yo Bikes seem to be beneficial only if we run more than 40 km per day as whether we run or not, its battery need to be change after 2-3 years and on max 20000km battery life. The cost of Yo Style Bike’s battery may be upto Rs 10,000 and for Yo Speed Bike, it can be around Rs 18,000. 

The Price of YO Style Bike in India around Rs 30,000 whereas YO Style Bike can be available at price of Rs 45000. 

Specifications of YO Style Electric Bike : 

• Length x Width x Height : 1785 x 650 x 1060 (mm) 
• Vehicle Weight : 94 Kg 
• Maximum Speed : 25 to 30 Km/Hour 
• Maximum Range Per Change : 70 to 75 Km 
• Pay Load Capacity : 75 to 100 Kg 
• Motor (BLDC Hub Motor) : 250 W 
• Battery Type : VRLA Deep Discharge 
• Battery (VRLA Deep Discharge) : 24 Ah 
• Electricity Consumption per Charge : 1.25 Units 
• Charging Time : 6 to 8 Hours 

Manufacturer Warranty :

• Warranty (Years) : 1

Features of Maruti Swift SX4 (Diesel) (2013 Model) (Hindi) (720p HD)

India’s leading car manufacturer Maruti Suzuki has finally launched the all new revamped version of Maruti Swift SX4 in year 2013. The new Maruti SX4 has received updated exteriors as well as interiors and also improved better fuel mileage. 

The Maruti Suzuki SX4 now has new looks and comes with new features like touch screen audio navigation and electronically foldable ORVMs with turn indicator. 

The Maruti Suzuki SX4 has comes with two engine options, the Super Turbo 1.3 liter diesel and the 1.6 Liter VVT petrol engine. Both the car’s diesel and petrol models have better mileage than previous model. The Maruti Suzuki SX4 petrol has 16.51kmpl of mileage and the diesel version gives 21.79kmpl mileage. 

On the exterior, the Maruti Suzuki SX4 has new bumper along with 2-tone front grille and redesigned fog lamp with dual-tone garnish. The car now available in two new colour options, Serene Blue and Granite Grey, and this car become little longer than previous model. 

In the interior of new car, it decorated with dual tone of black and beige, new seat fabric upholstery and Chrome finish inside handles and AC side louvers. 

The petrol models of the Maruti Suzuki SX4 available at price range of Rupees 7.38 to 8.84 lakh whereas the diesel model has price range of Rupees 8.27 to 9.79 lakh (change according to cities wise). 

Specifications of Maruti Swift SX4 (Diesel) (2013 Model) :

• Engine Type : 16V DOHC DDiS 
• Displacement : 1248 cc 
• Fuel Type : Diesel 
• Max Power : 89 bhp @ 4000 RPM 
• Max Torque : 200 Nm @ 1750 RPM 
• Mileage (ARAI) : 21.5 (kmpl) 
• Fuel Tank Capacity : 50 litres 
• Bore x Stroke : 69.9 x 82 (mm) 
• Valve/Cylinder (Configuration) : 4, DOHC 
• Cylinders : 4, Inline 
• Transmission Type : Manual 
• No of gears : 5 Gears 
• Drivetrain : FWD 

Dimensions : 

• Length : 4490 mm 
• Width : 1735 mm 
• Height : 1560 mm 
• Wheelbase : 2500 mm 
• Ground Clearance : 180 mm 
• Kerb Weight : 1245 kg 

Capacity : 

• Seating Capacity : 5 Person 
• No of Seating Rows : 2 Rows 
• Bootspace : 505 Litres 

Suspensions and Brakes : 

• Suspension Front : Independent Suspension with Gas Filled Mcpherson Strut and Anti-Roll Bar 
• Suspension Rear : Semi Independent Torsion Beam with Gas Filled Shock Absorbers 
• Front Brake Type : Disc 
• Rear Brake Type : Drum 
• Front Tyres : 205 / 60 R16 
• Rear Tyres : 205 / 60 R16 
• Steering Type : Electronic Power Steering with Tilt 
• Minimum Turning Radius : 5.3 metres 
• Airbags : 2 (Driver and Co-Driver) 

Braking and Security : 

• Anti-Lock Braking System : Available 
• Electronic Brake-force Distribution : Available 
• Brake Assist : Available 
• Engine Immobilizer : Available 
• Child Safety Lock : Available 
• Central Locking : Remote 

Convenience : 

• Air Conditioner : Automatic Climate Control 
• Heater : Available 
• Steering Adjustment : Tilt 
• Ash Tray : Front 
• Headlight off and Ignition Key Off Reminder : Available 
• Body-Coloured Bumpers : Available 

Seats and Doors : 

• Seat Upholstery : Fabric 
• Driver Height Adjustable Seat : Available 
• Rear Armrest : Available 
• Head-Rests : Front and Rear 
• Adjustable Head-Rests : Front and Rear 
• Cup Holders : Front Only 
• Power Windows : Front Only 
• Rear Defogger : Available 
• Boot-Lid Opener : Internal 
• Door Pockets : Front and Rear 
• Adjustable ORVM : Electrically Adjustable 
• Body-Coloured ORVMs : Available 

Lighting and Instrumentation :

• Headlamps : Conventional 
• Fog Lamps : Front and Rear 
• Clear Lens Head Lamp : Available 
• Clear Lens Tail Lamp : Available 
• Headlight Height Adjuster : Available 
• Average Fuel Consumption : Available 
• Seat Belt Warning : Available 
• Low Fuel Level Warning : Available 
• Door Ajar Warning : Available 
• Clock : Digital 

Entertainment and Tyres : 

• Integrated (in-dash) Music System : Available 
• Music Player Size : 2 Din 
• GPS Navigation System : Available 
• AM/FM Radio : Available 
• Speakers : 6 
• Tubeless Tyres : Available 
• Alloy Wheels : Available 

Manufacturer Warranty :

• Warranty : 2 Years 
• Warranty : 40000 Kilometres

India's air powered motorbike

A group of Indian engineering students has invented a unique pollution free bike which runs on air pressure and does not emit carbon in the atmosphere.